Basic health insurance HollandZorg

Apply for your Basic Health Insurance via InsureToStudy at HollandZorg

HollandZorg is the Dutch Public Health Insurance for when you work with an income in the Netherlands as an International Student, PhD, researchers, family members.
InsureTostudy offers the Basiszorgverzekering 'HollandZorg' in a policy package without the obligated own risk/excess deductible – also known as ‘Verplicht Eigen Risico’ in Dutch.
This ‘No Risk’ Basic Health Insurance is a tailor made package insurance for International Students who make an income through work – even as a freelancer.

This insurance offers the following extra’s in addition to all that is covered by the Dutch Basic Health Insurance:

- No own risk (€0,-) (2025)
- € 200 for emergency dental care
- Coverage for repatriation
- This insurance can be applied to and be cancelled on a daily base

The HollandZorg Basic Health Insurance is only available for working Students and Expats who do not have a Dutch Passport, and who come from outside the Netherlands.

The fact that you do not have to pay the usual mandatory excess deductible, together with the additional coverages against no additional costs, makes this Basic Health insurance the best priced insurance in the Netherlands by far.

For the insurance year of 2025, the HollandZorg Insurance premium is € 164,70,- per month (2025).

When you have the HollandZorg insurance, you are eligible for ‘Zorgtoeslag’ – also known as the Healthcare allowance – which you can apply for at the tax office,

In addition, we offer the possibility to apply for the BasicPlan Insurance. This is our insurance without any medical coverage. This insurance covers the following: Emergencies, Repatriation, Liability, Accident, Luggage, Household effect, Legal aid and Travel insurance. The premium for this plan is €0,53 per day.

By having these two insurance together, means you are fully covered in the Netherlands, and can enjoy your time here without any worries.